Our Firm


FSI was founded in 1986, and we have been in continuous operation since then, through bull markets and bear markets, recessions and recoveries. Over the years, we have worked one-on-one with hundreds of people like you and families like yours, providing objective, independent financial advice on the vast wilderness of available financial products.

The cornerstones of our success are time, patience, and strict discipline. Over the years, we have created a successful, proprietary approach to the design and ongoing management of client portfolios. Our goals are twofold and simple:

  1. Protect the purchasing power of our clients' assets on an inflation-adjusted basis
  2. Maximize portfolio returns consistent with prudent levels of risk

Our particular expertise is with those who are retired or near retirement, but we also have extensive experience with individuals of all ages and circumstances, with small-business owners and corporate employees.


Our clients' lives are not all the same, and so neither is our approach to serving them. Everything we do is based on our commitment to fully understanding your personal circumstances, goals, and objectives; and your long-term plan will be based solely on your financial well-being and your specific goals.

Looking for conservative investments? Aggressive? In-between? You tell us. With FSI, your investment strategy will be tailor-made for you.

We work closely with each of our clients to ensure a thorough understanding of our investing approach. Our process is based on the following principles, which we have tested and refined over the years:

  • We work with you to identify and understand your financial goals, objectives, resources, and risk tolerance.
  • We develop with you a strategy to achieve your goals and objectives.
  • We communicate with you, frequently and openly, to ensure that the decisions made on your behalf are consistent with your goals, objectives, and changing circumstances.


Other financial planners may develop questionable relationships with the providers of investment products or services—for example, mutual fund companies or insurance companies.

Because we hand-pick our providers and products based on verifiable information such as long-term performance and management skills, we have no such alliances or conflicts of interest. That permits us to focus solely on your success.

We do not earn any commissions or referral fees other than those that we fully disclose to you.

As independent advisors, we are free to work with many different investment companies and asset managers. This allows us to choose from literally thousands of investments to find the options that make the most sense for your goals, objectives, time frames, and risk tolerance.

With FSI, your portfolio is designed for you specifically. We do not consider it "individual financial management" to type your name on a copy of a portfolio template. Nor do we farm out portfolio design or management to a third party.


Among the first things you will receive from us will be a written agreement detailing the services that we will provide to you. Take this as the first of many signs of the honesty and integrity that we constantly, consistently strive for.

We're aware of the damage that our industry's reputation has taken in the past few years. But we're even more aware that people like you want to do business with a company worthy of trust. We aim to be that company.